Travel insurance: Don't leave home without it! Here's what you need to know...
- Can you afford to lose your vacation investment if you unexpectedly have to miss your trip for a personal reason?
- Can you afford the cancellation penalties and additional cost of returning home if you are forced to end your trip abruptly, or of being unexpectedly hospitalized while on your trip?
- Remember Eyjafjallajökull in 2010? Travel in Europe was grounded. The Japan, Chile and New Zealand earthquakes? The winter storms that caused havoc at airports?
Don't gamble with your vacation
Enlightened travelers recognize the need to cover the investment they make in their travel plans by purchasing travel insurance coverage-- because bad things happen to good people. Headline-grabbing events are less likely to ruin vacation plans than more common problems, such as an illness in the immediate family.
The value of travel insurance
Each year we have clients that have had to process significant claims. Without travel insurance coverage, they would have spent tens, if not hundreds of thousands of dollars on medical and evacuation costs.
The right plan can cover penalties should you have to change or cancel your travel plans -- even for any reason. More so than ever, travel insurance is a "must have" item for most vacation travelers. See more reasons to consider travel insurance.
Why we recommend Travel Guard
We have vetted most policies -- some are good and a few competitive; many are lacking in important coverages or how they process claims. Travel Guard is the industry's leading provider and has been the most responsive to our customers.
urchasing is quick and convenient from your TravelStore agent or online. Travel Guard insurance provides essential coverage, excellent medical evacuation support and 24/7 assistance.
Primary vs. secondary medical coverage
Premier Gold and Premier Platinum plans offer primary medical coverage. The cost of emergency medical care overseas can be astounding, and there's huge benefits to primary medical coverage in an emergency. (Many other plans only offer secondary medical coverage. To receive primary medical coverage, the plan must be purchased within 21 days of your trip deposit.)
Cancel for any reason
Cancel for Work Reasons coverage is included in our plans. As your best safety net, Cancel For Any Reason coverage is optionally available. In today's turbulent times, you may wish to consder it. Many things can occur that may require you to cancel a trip that are not covered by most travel insurance plans. This optional coverage is the only way to provide the most comprehensive coverage for your vacation investment.
A review of important coverages
- Trip Cancellation or Interruption: Reimbursement of non-refundable trip payments if a trip is cancelled, or reasonable travel expenses if a trip is interrupted for a covered reason.
- Emergency Medical & Dental Benefits: Coverage for physician and hospital costs, and/or dental services, incurred if you are unexpectedly injured or suffer an illness while on your trip.
- Trip Delay: Reimbursement for reasonable additional accommodations and travel expenses when your trip is delayed due to an airline cancellation or delay caused by bad weather.
- Missed Connection: Reimbursement if inclement weather or common carrier causes cancellation or delay of regularly scheduled flights.
- Emergency Evacuation & Repatriation of Remains: Payment for transportation to the nearest appropriate medical facility, return home of dependent children and return of remains.
- Baggage & Delay: Coverage for loss, damage or theft of baggage and personal effects, and for the purchase of necessary items if checked bags are delayed or misdirected for 24 hours or longer.
- 24-Hour Emergency Travel & Medical Services: Includes emergency medical assistance, locating English-speaking medical specialists or facilities, e-mail/phone message relay to family and business associates, cash advance, Bag Trak lost luggage tracking service, advancement of funds to cover on-site medical expenses.
- Optional Coverages: Medical Coverage Upgrade that doubles the coverage limits for covered medical expenses and emergency evacuation, Car Rental Collission Coverage if renting a vehicle as a part of your trip, and Cancel for Any Reason Coverage.
See what's included in our Premier Gold and Premier Platinum coverages. Other plans are also offered, including myTravelGuard, which allows you to customize your options. You can also compare pricing for various travel insurance plans from Travel Guard.
The choice is yours...
We've seen too many situations where customers didn't buy travel insurance coverage and ended up needing it.
We require our customers to have some form of coverage or provide us written notice they waive it. (You don't have to arrange your travel with us to acquire this great coverage.)
For answers to frequently asked questions, please review our travel insurance
FAQs.
Your travel expert can assist, or you can click on the links for Premier Gold or Premier Platinum and purchase coverage directly online. If you have questions, please call the
insurance desk at 1.866.
388.6233.
